Monthly Recap — March 2015

Woof. That’s how I feel about March. See below for the numbers, and let’s just say I’m glad it’s over.

On another note, I’d like to let you know about a change on the blog you might notice. I’ll likely no longer be updating the “Student Loan Progress” tab up above, because we’re going to be pressing “pause” on our debt repaying for the next twelve months. I was really loving seeing that balance come down, but our circumstances have changed.

We were just told this past Sunday that our landlord is going to be selling the house we’re renting, and need us out next April. Woof again.

We just moved here about 9 months ago, and I really love almost everything about it, which I can’t say at all for the other places we’ve lived. I was really hoping for a few more Christmases in our sweet little house, but that’s life, I guess.

We’ve been really committed to the whole Dave Ramsey baby steps program for the last three years, which has you wait to buy a house until you’re debt free, have 6 months of expenses saved in an emergency fund, and a 20% down payment. We’ve been chugging along renting for over 4 years (with two kids who’ve come along in that time) but I’m reaaaaally getting sick of being kicked out of rentals because the owners decide to sell. (That’s the reason we moved from our last place, too.)

Our plan is to save up as much as we can over the next year, and if by next April, we’ve got enough for a decent down payment and some left in savings, we’ll buy, even if that’s not the Dave Ramsey way. I don’t want to make an irresponsible financial decision, but it’s really breaking my heart to have to keep shuffling our family around. We shall see what the future holds. I will say that I am incredibly thankful to have been given so much notice about needing to move. I would be in full-blown panic mode if we’d been given 30 days notice!

Okay, enough of all that! Here’s March’s numbers:


Number of items sold: 42 (down 6 from last month)

Average selling price: $24.56 (up $2.04 from last month)

Total profit: $546.97 (down $164.40 from last month)

march 2015 p&l

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7 thoughts on “Monthly Recap — March 2015

  1. Oh man that stinks. Dave’s plan is a good one, but its not the end all be all. We only had 10% down and are paying PMI for a little bit but are throwing all of our extra dough at it. We have already cut out off 5 years and 5 months by paying principal early.

    Any chance you guys could buy the place youre in? Landlord might give you a bit of a deal since he knows you!

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    • Sorry, just now getting back to this!

      Thanks so much for commenting! We’re definitely keeping our options open, and buying the house we currently live in would mean we wouldn’t have to move immediately, which would be great. But the school district we’re in is pretty awful, which would mean we’d have to do private school when our older daughter starts school in a couple years. We’re hoping to have pretty big family, so private school is likely not a sustainable option in the long run.

      We shall see! We actually talked to someone at the bank today and it was actually really encouraging. I’ve just got to kick things into high gear over here! 🙂

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      • That’s great that the loan process is going well for you. We were in a similar boat as you where we rented in a not-so-great area because it was so cheap! Ended up moving out of state for both of our work. The landlord selling is crazy when he has good renters! You guys will be fine though.

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  2. Aww so sorry to hear about you guys having to move. I know how rough bouncing from home to home can be. But hopefully everything will fall into place before next April.

    I’m also keeping our fingers crossed that yours, mine and fellow eBayers, sales rise in the coming months.

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  3. I don’t think buying a house is out of the question..and I don’t Dave you yell at you either. As long as you found a house where the payments and any other things that could come up with the house don’t spread you guys too thin and then not allow you to be able to get out of debt.

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    • Thanks for the kind words! I’m such a rule follower that it’s been hard accepting that we likely won’t be buying a house “the Dave way.” But, if we can pull together a down payment this year, I really think buying will be our best bet.

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